Indiana Paycheck Calculator
Indiana has a low flat state rate, but your county adds its own income tax on top. Estimate federal withholding, Indiana tax and take-home pay for every pay period.
Per-Paycheck Breakdown
2026 Tax RulesUpdated October 2026 · 2026 federal and Indiana rates ·methodology
What comes out of an Indiana paycheck
Indiana keeps its state income tax simple with a single flat rate. The part many workers miss is the county income tax, which varies by where you live and is withheld alongside the state tax.
Flat state rate plus county tax
Indiana applies a flat 2.95% state rate to taxable wages in this calculator. Counties then add their own rate, which usually ranges from about 0.5% to 3% and depends on your county of residence.
Where an Indiana paycheck goes
- Federal income tax$5,020
- FICA$4,590
- Indiana income tax$1,741
- Take-home pay$48,650
The 2.95% state rate is simple; your county rate is the missing local piece.
Indiana take-home pay after taxes by salary
Indiana county income tax is not included. Add your county rate to the state column for a closer net figure.
| Gross salary | Take-home / yr | Per paycheck |
|---|---|---|
| $45,000 | $37,040 | $1,425 |
| $60,000 | $48,650 | $1,871 |
| $80,000 | $62,780 | $2,415 |
| $110,000 | $83,000 | $3,192 |
Indiana after-tax pay at other salaries
Open a nearby salary for the same state and the same 2026 assumptions.
Indiana hourly wage after tax
- $18/hr · $37,440/yr≈ $14.99/hr net
- $25/hr · $52,000/yr≈ $20.41/hr net
- $35/hr · $72,800/yr≈ $27.85/hr net
Indiana county tax applies to hourly wages too, so the state-only net hourly figure is a best case.
Indiana income tax rate
- State system
- Flat tax
- Rate range
- 2.95%
- Local income tax
- County tax applies
Rates used by this calculator. Confirm the current year with the Indiana Department of Revenue.
Indiana income tax rate (single filer)
Indiana has one flat state rate. Your county rate is added separately and is not shown here.
| Taxable income | Rate |
|---|---|
| All taxable income | 2.95% |
Indiana county tax and other withholding
The calculator models the state rate and federal taxes. Your actual paycheck can differ because Indiana county tax is set locally.
County income tax
Indiana counties set individual income tax rates that are collected through payroll. Rates vary widely, and a few counties currently have no local tax. Your employer withholds based on your county of residence.
Changing counties
If you move, update your county with payroll. Withholding follows your county of residence, not the county where your office is located.
Reciprocity
Indiana has reciprocal agreements with several neighboring states, which can affect which state taxes your wages. Check the Indiana Department of Revenue before assuming only one state applies.
What Indiana income tax costs vs Texas
Texas has no wage income tax, so the gap below is what Indiana takes for state income tax at each salary, while federal income tax and FICA stay the same.
| Gross salary | Take-home in Indiana | Difference |
|---|---|---|
| $45,000 | $37,040 | −$1,298 |
| $60,000 | $48,650 | −$1,741 |
| $80,000 | $62,780 | −$2,331 |
| $110,000 | $83,000 | −$3,216 |
County income tax is not included, so the real gap is larger.
Indiana net pay by filing status and pay frequency
Indiana figures use the same $60,000 salary, the $1,000 standard deduction, and no pre-tax deductions. Married figures assume a joint return with one income.
| Filing status | Take-home / yr | Per check |
|---|---|---|
| Single | $48,650 | $1,871 |
| Married filing jointly | $50,859 | $1,956 |
How often you are paid
- Weekly (52/yr)$936
- Bi-Weekly (26/yr)$1,871
- Semi-Monthly (24/yr)$2,027
- Monthly$4,054
Annual Indiana take-home divided across the standard number of pay periods.
Money moves for an Indiana paycheck
State-specific points that change the number at the bottom of your check.
Add your county rate
Find your county on the Indiana Department of Revenue list and subtract that rate from the state-only estimate.
Keep your county current
Indiana withholds county tax based on your residence. Tell payroll within the first pay period after a move.
Check reciprocity
Indiana has reciprocal agreements with several neighboring states. Verify the rules before a cross-border commute.
Working in Indiana: what to expect
Indiana combines a low flat income tax with some of the most affordable housing in the Midwest. Indianapolis, Fort Wayne and Evansville all offer lower living costs than the national average, which can make a modest salary stretch further.
The county tax system means two coworkers with the same salary can take home different amounts. If you are comparing offers in different counties, add the local rate before deciding.
Indiana also taxes some retirement and investment income, so high earners with income beyond wages should review the state return carefully rather than relying on paycheck withholding alone.