Iowa Paycheck Calculator
Use this free Iowa paycheck calculator to estimate your take-home pay after federal income tax, FICA and Iowa state income tax. Compare bi-weekly, monthly and annual net pay for an Iowa salary in one view.
Per-Paycheck Breakdown
2026 Tax RulesUpdated October 2026 · 2026 federal and Iowa rates ·methodology
What comes out of an Iowa paycheck
An Iowa paycheck starts with federal income tax, Social Security and Medicare. Iowa then applies a flat 3.8% rate after the $16,100 standard deduction. Local rules in Iowa and payroll deductions can still change the final number.
Iowa: 3.8% flat tax
Iowa applies a flat 3.8% state rate. Iowa subtracts the $16,100 standard deduction before applying state tax. The Iowa local-tax and payroll notes below show what the state rate leaves out.
Where an Iowa paycheck goes
- Federal income tax$7,670
- FICA$5,738
- Iowa income tax$2,238
- Take-home pay$59,354
Iowa income tax is shown separately from federal withholding, Social Security and Medicare so you can see the state share.
Iowa take-home pay after taxes by salary
These Iowa figures use the 3.8% state rate and the $16,100 standard deduction for a single filer.
| Gross salary | Take-home / yr | Per paycheck |
|---|---|---|
| $50,000 | $41,067 | $1,579 |
| $75,000 | $59,354 | $2,283 |
| $100,000 | $75,992 | $2,923 |
| $150,000 | $108,703 | $4,181 |
Iowa after-tax pay at other salaries
Open a nearby salary for the same state and the same 2026 assumptions.
Iowa hourly wage after tax
- $20/hr · $41,600/yr≈ $16.65/hr net
- $30/hr · $62,400/yr≈ $24.31/hr net
- $45/hr · $93,600/yr≈ $34.49/hr net
Hourly Iowa estimates assume 2,080 hours per year. The Iowa estimate leaves out local taxes and separate payroll programs.
Iowa income tax rate
- State system
- Flat tax
- Rate range
- 3.8%
- Local income tax
- Some school district surtaxes
Rates used by this calculator. Confirm the current year with the Iowa Department of Revenue.
Iowa income tax rate (single filer)
Iowa applies a single 3.8% rate to taxable income after the $16,100 standard deduction.
| Taxable income | Rate |
|---|---|
| All taxable income | 3.8% |
What else affects an Iowa paycheck
The calculator covers federal withholding, FICA and Iowa state income tax. These rules can still change the amount you keep.
Iowa local income taxes
Iowa has no city or county income tax, but some school districts add a local income surtax and a few counties impose an EMS surtax.
Iowa payroll deductions
Iowa does not withhold a statewide paid-family-leave or disability premium from employee pay.
Iowa filing and residency
Iowa uses a flat 3.8% rate with a standard deduction and exemptions worth about $16,100 for single filers; file an Iowa return if state tax was withheld.
What Iowa income tax costs vs Texas
Texas has no wage income tax, so the gap below is what Iowa takes for state income tax at each salary, while federal income tax and FICA stay the same.
| Gross salary | Take-home in Iowa | Difference |
|---|---|---|
| $50,000 | $41,067 | −$1,288 |
| $75,000 | $59,354 | −$2,238 |
| $100,000 | $75,992 | −$3,188 |
| $150,000 | $108,703 | −$5,088 |
State income tax and any state payroll insurance are included.
Iowa net pay by filing status and pay frequency
Iowa figures use the same $75,000 salary, the $16,100 standard deduction, and no pre-tax deductions. Married figures assume a joint return with one income.
| Filing status | Take-home / yr | Per check |
|---|---|---|
| Single | $59,354 | $2,283 |
| Married filing jointly | $62,996 | $2,423 |
How often you are paid
- Weekly (52/yr)$1,141
- Bi-Weekly (26/yr)$2,283
- Semi-Monthly (24/yr)$2,473
- Monthly$4,946
Annual Iowa take-home divided across the standard number of pay periods.
Money moves for an Iowa paycheck
State-specific points that change the number at the bottom of your check.
Estimate local withholding
The state-only number is a starting point for Iowa. Check the city, county or school district rate that applies to your Iowa workplace before you budget the final amount.
Ask about payroll premiums
Beyond federal withholding, Iowa payroll may include a paid-leave, disability or local program. Ask payroll which deductions apply to you.
Review your state return
Keep your Iowa withholding statements and confirm the filing threshold at tax time, especially if you moved or worked across state lines.
Working in Iowa: what to expect
Iowa has strength in agriculture, insurance and advanced manufacturing, with Des Moines as the largest labor market.
Housing is relatively affordable across most of Iowa, so a moderate salary can support a comfortable budget outside the fastest-growing suburbs.
For an Iowa worker, the state rate is only one part of the picture: housing, commuting and local taxes often decide how far a paycheck actually goes.