Texas Paycheck Calculator
Estimate your Texas take-home pay for 2026 — hourly or salary. Texas levies no personal income tax on wages, so only federal withholding and FICA come out of your check. See your net per paycheck, per month, and per year.State income tax applied for your state.
Per-Paycheck Breakdown
2026 Tax RulesHow Taxes Work on a Texas Paycheck
A Texas pay stub contains no state income tax line and no local wage tax. Everything withheld is federal — which is why take-home pay in Texas runs noticeably higher than in states that stack their own tax on top.
Federal Income Tax (10%–37%)
Applied to wages above the 2026 standard deduction ($16,100 single / $32,200 joint) using your W-4 elections and IRS percentage-method tables.
Social Security & Medicare (7.65%)
6.2% Social Security up to the $184,500 wage base, 1.45% Medicare on all wages, plus 0.9% Additional Medicare Tax above $200,000. Identical in every state.
Texas State Income Tax: $0
The Texas Constitution bars a personal income tax, and amendments passed in 2019 make new ones hard to enact. Texas does tax business margins — never employee wages.
Texas Take-Home Pay by Salary
Estimated annual net pay for a single filer with the standard deduction and no pre-tax contributions. Texas state income tax is $0 on every row.
| Gross Salary | Federal Tax | FICA | TX Tax | Take-Home / Year | Monthly |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $3,530 |
| $65,000 | $5,620 | $4,973 | $0 | $54,408 | $4,534 |
| $85,000 | $9,870 | $6,503 | $0 | $68,628 | $5,719 |
| $125,000 | $18,734 | $9,563 | $0 | $96,704 | $8,059 |
Estimates for illustration: 2026 federal brackets, standard deduction, single filer, no pre-tax deductions. FICA = Social Security (6.2%) + Medicare (1.45%). Not tax advice — run your exact numbers in the calculator above.
Texas Hourly Paycheck Examples
Texas follows the federal $7.25 minimum wage, but real wages in Dallas, Houston, and Austin run far higher. Because there is no state tax, each hourly dollar converts almost entirely to take-home pay once you clear the standard deduction:
- $20/hr · $41,600/yr≈ $17.12/hr net
- $25/hr · $52,000/yr≈ $21.14/hr net
- $30/hr · $62,400/yr≈ $25.15/hr net
Net figures = take-home after federal tax and FICA, single filer, 2,080 hours/year, 2026 rates. Switch the calculator above to Hourly Wage mode for your own rate and pay frequency.
Where Texas Collects Tax Instead
Texas government is funded without a wage tax: a 6.25% statewide sales tax (plus local additions up to 2%), among the nation's highest property taxes, and a franchise (margin) tax that applies to businesses — not your paycheck. That mix matters when you relocate: your take-home check grows, but budget for sales and property costs in your metro. For paycheck purposes alone, Texas and Florida are equals at $0 state income tax — compare both against any state in our state tax comparison.
Planning a move or a raise? Model both offers side by side in the salary scenario comparator, or convert a wage with the hourly to salary converter.
Texas Paycheck Calculator FAQ
Does Texas have a state income tax?+
How much is taken out of a paycheck in Texas?+
What is an example of a Texas hourly paycheck?+
Do Texas cities charge a local income tax?+
What is the Texas minimum wage in 2026?+
Sources: IRS Publication 15-T and 2026 federal tax figures, Social Security Administration wage base, Texas Constitution Art. VIII, Texas Comptroller franchise-tax documentation. Last reviewed September 2026. Estimates only — not tax, legal, or financial advice.