Maryland Paycheck Calculator
Maryland layers a county income tax on top of state brackets, so your paycheck depends on where you live. Estimate federal tax, Maryland tax and your real take-home pay.
Per-Paycheck Breakdown
2026 Tax RulesUpdated October 2026 · 2026 federal and Maryland rates ·methodology
What comes out of a Maryland paycheck
Maryland uses progressive state brackets from 2% to 6.5% and adds a county income tax that varies by jurisdiction. The state rate alone does not tell the full story for Maryland workers.
State brackets plus county tax
Maryland state tax rises from 2% to 6.5%. Counties then add roughly 2.25% to 3.2% on top. This calculator models the state rate only, so county residents should expect a lower net paycheck.
Where a Maryland paycheck goes
- Federal income tax$7,670
- FICA$5,738
- Maryland income tax$3,199
- Take-home pay$58,394
Maryland state tax is only part of the total; county income tax is withheld separately.
Maryland take-home pay after taxes by salary
Only Maryland state tax is included. County income tax of roughly 2.25% to 3.2% would reduce these figures.
| Gross salary | Take-home / yr | Per paycheck |
|---|---|---|
| $55,000 | $44,124 | $1,697 |
| $75,000 | $58,394 | $2,246 |
| $100,000 | $74,794 | $2,877 |
| $150,000 | $106,875 | $4,111 |
Maryland after-tax pay at other salaries
Open a nearby salary for the same state and the same 2026 assumptions.
Maryland hourly wage after tax
- $20/hr · $41,600/yr≈ $16.34/hr net
- $30/hr · $62,400/yr≈ $23.90/hr net
- $45/hr · $93,600/yr≈ $33.94/hr net
County tax applies to hourly workers too, so subtract your local rate for a realistic net hourly figure.
Maryland income tax rate
- State system
- Progressive tax
- Rate range
- 2% – 6.5% + county
- Local income tax
- County tax applies
Rates used by this calculator. Confirm the current year with the Comptroller of Maryland.
Maryland income tax brackets (single filer)
Maryland state brackets top out at 6.5%; your county rate is added on top of the state tax.
| Taxable income | Rate |
|---|---|
| Up to $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| $1,000,000+ | 6.5% |
Maryland county income tax
County tax is the most important missing piece in a state-only Maryland estimate. Rates depend on your county of residence, not your work location.
County income tax
Maryland counties and Baltimore City impose local income taxes, generally between 2.25% and 3.2%. Employers withhold based on the county you live in.
Moving within Maryland
A move between counties changes your local rate even if your salary and state tax bracket stay the same. Update your address with payroll promptly.
DC and Virginia commuters
Maryland residents who work in DC or Virginia may have reciprocal withholding arrangements. Confirm with payroll so the correct state and local tax is withheld.
What Maryland income tax costs vs Texas
Texas has no wage income tax, so the gap below is what Maryland takes for state income tax at each salary, while federal income tax and FICA stay the same.
| Gross salary | Take-home in Maryland | Difference |
|---|---|---|
| $55,000 | $44,124 | −$2,249 |
| $75,000 | $58,394 | −$3,199 |
| $100,000 | $74,794 | −$4,386 |
| $150,000 | $106,875 | −$6,916 |
County income tax is not included, so the real gap is larger.
Maryland net pay by filing status and pay frequency
Maryland figures use the same $75,000 salary, the $6,550 standard deduction, and no pre-tax deductions. Married figures assume a joint return with one income.
| Filing status | Take-home / yr | Per check |
|---|---|---|
| Single | $58,394 | $2,246 |
| Married filing jointly | $61,735 | $2,374 |
How often you are paid
- Weekly (52/yr)$1,123
- Bi-Weekly (26/yr)$2,246
- Semi-Monthly (24/yr)$2,433
- Monthly$4,866
Annual Maryland take-home divided across the standard number of pay periods.
Money moves for a Maryland paycheck
State-specific points that change the number at the bottom of your check.
Find your county rate
Maryland county rates run roughly 2.25% to 3.2%. Subtract your county rate from the state-only estimate.
Update payroll after moving
A move between counties changes local withholding even if your salary and state bracket do not change.
DC and Virginia commuters
Maryland has reciprocal arrangements with DC and Virginia for certain commuters. Verify before relying on one withholding rule.
Working in Maryland: what to expect
Maryland has a highly educated workforce and strong job markets in Baltimore, the DC suburbs and the technology corridor around Frederick and Rockville. Salaries near Washington DC are higher, but housing costs are among the highest in the state.
The county income tax is a meaningful part of the total burden. Two workers with identical salaries in different counties can have noticeably different take-home pay.
Maryland also has a relatively high top state rate for upper incomes. High earners should review both the state brackets and the local rate when comparing offers across the region.