Service Industry & Hospitality

Tax Tip Calculator

Calculate your take-home pay and tax withholdings with hourly direct wages + reported cash/credit card tips. Updated for 2026 federal rates, your state's tipped minimum wage rules, and state income tax.

Hours & Tip Earnings

State

Direct Hourly Base Rate ($/hr)

FL tipped min wage: $10.98/hr

Hours Worked / Week

Reported Tips / Week ($)

Paycheck Frequency

Take-Home Pay & TipsNo State Tip Tax

Total Gross Earnings

$1,968.60

Hourly wages + Tips combined

Net Paycheck Take-Home

$1,684.28

Wages deposited + tips kept

Direct Hourly Wages:$768.60

Tips Earned:$1,200.00

Federal Income Tax:-$133.72

Social Security (6.2% on total):-$122.05

Medicare (1.45% on total):-$28.55

State Income Tax:$0.00 (0%)

💡 Tip Withholding Rule: Taxes owed on tips are automatically deducted from your hourly base paycheck first, with state income tax applied according to your selected state.