FreePayrollCalc
Updated For 2026 & 2025 Tax Brackets

Florida Paycheck Calculator

Estimate your Florida take-home pay in under a minute. Florida has no state income tax, so only federal withholding and FICA come out of your check — see your exact net per paycheck, per month, and per year.State income tax applied for your state.

Tax Year:
$
Presets:
Estimated Net Take-Home
Bi-Weekly
82%take-home
$2,368.94
82.1% take-home
Gross: $2,884.62
Effective Fed:10.2%
Annual Net$61,593
Monthly Net$5,133
✓
State Tax Savings — You Kept:$3,375/year vs. states averaging ~4.5% state income tax

Per-Paycheck Breakdown

2026 Tax Rules
Take-HomeFed TaxSS 6.2%Medicare
Gross Pay$2,884.62
Federal Income Tax
10.2%-$295.00
Social Security
6.2%-$178.85
Medicare
1.45%-$41.83
State Income Tax
0%$0.00
Total Withheld-$515.68
Net Take-Home Pay$2,368.94
Florida Payroll Taxes

How Taxes Work on a Florida Paycheck

A Florida pay stub is simpler than most: there is no state income tax line, and no city or county wage tax anywhere in the state. Three deductions account for virtually every dollar withheld.

01 · Federal

Federal Income Tax (10%–37%)

Withheld using the IRS percentage method and your W-4. The 2026 standard deduction is $16,100 for single filers and $32,200 for married filing jointly.

02 · FICA

Social Security & Medicare (7.65%)

Social Security takes 6.2% of wages up to the $184,500 2026 wage base. Medicare takes 1.45% of all earnings, plus 0.9% on wages over $200,000.

03 · State

Florida State Income Tax: $0

The Florida Constitution bars a personal income tax. No state withholding, no local wage tax — your entire state-tax line reads zero in every Florida city.

2026 Estimates · Single Filer

Florida Take-Home Pay by Salary

Estimated annual net pay for a single filer using the standard deduction and no pre-tax contributions. Florida state income tax is $0 on every row.

Gross SalaryFederal TaxFICAFL TaxTake-Home / YearBi-Weekly
$40,000$2,620$3,060$0$34,320$1,320
$55,000$4,420$4,208$0$46,373$1,784
$75,000$7,670$5,738$0$61,593$2,369
$100,000$13,170$7,650$0$79,180$3,045

Estimates for illustration: 2026 federal brackets, standard deduction, single filer, no pre-tax deductions. FICA = Social Security (6.2%) + Medicare (1.45%). Not tax advice — run your exact numbers in the calculator above.

Hourly Workers

Florida Minimum Wage & Hourly Paychecks

Florida's minimum wage is $13.00/hour and rises to $14.00/hour on September 30, 2026 under the state's constitutional path to $15.00 — well above the $7.25 federal floor. Tipped employees have a lower cash wage with a tip credit. Because there is no state income tax, an hourly Florida paycheck keeps a larger share of each dollar: at $25/hour full-time ($52,000/year), a single filer nets about $43,962 after federal tax and FICA — roughly $21.14 of take-home per hour worked. Switch the calculator above to Hourly Wage mode to model your own rate.

Relocating?

Florida vs High-Tax States

On a $75,000 salary, a California paycheck calculator withholds roughly $4,600 a year in state income tax and New York about $4,100 — Florida withholds $0. Over a career, that gap compounds. Florida does lean on sales tax (6% state base) and property taxes instead, so your total tax picture depends on what you spend and own. See the full state tax comparison for side-by-side take-home numbers, or compare with our Texas paycheck calculator — the other famous no-income-tax state. Curious about California vs Florida on your exact wage? Run both in the calculator above.

Common Questions

Florida Paycheck Calculator FAQ

Does Florida have a state income tax?+
No. Florida is one of nine U.S. states with no individual income tax, so nothing is withheld from your paycheck for state income tax. Your Florida paycheck is reduced only by federal income tax, Social Security (6.2%), and Medicare (1.45%).
How much is taken out of a paycheck in Florida?+
For most Florida workers, two things come out: FICA — Social Security at 6.2% of wages up to the 2026 wage base of $184,500, plus Medicare at 1.45% — and federal income tax based on your W-4. There is no state withholding line on a Florida pay stub. On a $75,000 salary, a single filer keeps about $61,593 per year (roughly $2,369 bi-weekly) in Florida.
What is the Florida minimum wage in 2026?+
Florida's minimum wage is $13.00 per hour and rises to $14.00 per hour on September 30, 2026, under the state's constitutional phase-in to $15.00. The federal minimum wage remains $7.25, but Florida's higher rate applies to most hourly workers in the state.
Do any Florida cities or counties add a local income tax?+
No. No Florida city or county levies an income tax or wage tax on employees — unlike New York City or several Ohio and Pennsylvania municipalities. Wherever you work in Florida — Miami, Tampa, Orlando, Jacksonville — your paycheck faces the same federal-only income tax stack.
Is take-home pay better in Florida than in a high-tax state?+
On the same gross salary, yes — often by several thousand dollars a year. A worker earning $75,000 pays roughly $4,000–$5,000 in California state income tax and about the same in New York State, versus $0 in Florida. Keep in mind Florida funds government more through sales and property taxes, and cost of living varies by metro. Run your numbers in the calculator above and compare states in our state tax comparison — or switch to a California paycheck calculator view for the same wage.

Sources: IRS Publication 15-T and 2026 federal tax figures, Social Security Administration wage base, Florida Constitution Art. VII, Florida Department of Economic Opportunity minimum wage schedule. Last reviewed September 2026. Estimates only — not tax, legal, or financial advice.